---
title: IBAN Account Fee Structure
description: Here you’ll find a breakdown of the costs associated with opening and using an IBAN account on our platform.
---

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# IBAN Account Fee Structure

## Welcome to our fee guide for IBAN accounts. Below, you’ll find a breakdown of the costs associated with opening and using an IBAN account on our platform.

**Account Opening Fees**

- **Personal Accounts:**
  
    - **EEA Residents:** Free
    - **Non-EEA Residents:** €98
- **Business Accounts:**
  
    - **EEA Companies with an EEA Legal Representative:** Free
    - **Non-EEA Companies:** €998

**High-Risk Business Entities:** €5,000 (applies to both EEA and non-EEA)

**Transaction Fees**

- **SEPA Transfers:**
  
    - **Incoming:** €1 per transaction
    - **Outgoing:** 0.5% (minimum €5)
- **SWIFT Transfers:**
  
    - **Incoming:** 0.5% (minimum €20)
    - **Outgoing:** 0.5% (minimum €30)

### Additional Information

The above rates represent the standard pricing for our IBAN accounts. Fees may be subject to change, so we recommend checking our app (Paytend) for the latest updates.

For any questions or further assistance, please contact our support team.

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