---
title: Conto personale
---

[![logo xiao](https://www.paytend.com/hs-fs/hubfs/logo%20xiao.png?width=150&height=67&name=logo%20xiao.png "logo xiao")](https://www.paytend.com/it/home)

- Personal 
    - [Personal Account](https://www.paytend.com/it/personal-account)
    - [Global Fast](https://www.paytend.com/it/global-fast)
- Business 
    - [Business Account](https://www.paytend.com/it/business-card)
    - [Global Disbursement](https://www.paytend.com/it/global-disbursement)
- Acquiring 
    - [E-commerce](https://www.paytend.com/es/e-commerce-acquiring)
    - [In-store](https://www.paytend.com/it/in-store-acquiring)
    - [Soft POS](https://www.paytend.com/it/softpos)
- Cards 
    - [Personal Card](https://www.paytend.com/it/personal-card)
    - [Business Card](https://www.paytend.com/it/business-card)
    - [Cards Management](https://www.paytend.com/it/cards-management)
- [Contact Us](https://www.paytend.com/it/contact-us)
- **Download App** 
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![配图](https://www.paytend.com/hs-fs/hubfs/%E9%85%8D%E5%9B%BE%20(main).png?width=334&height=335&name=%E9%85%8D%E5%9B%BE%20(main).png)

Download the Paytend app and create an IBAN account

It takes you just 5 minutes to create an account

[![app store small-1](https://www.paytend.com/hs-fs/hubfs/app%20store%20small-1.png?width=157&height=60&name=app%20store%20small-1.png)](https://apps.apple.com/cn/app/passport-cash/id1470069383)  
[![google pay small-1](https://www.paytend.com/hs-fs/hubfs/google%20pay%20small-1.png?width=157&height=60&name=google%20pay%20small-1.png)](https://play.google.com/store/apps/details?id=com.passport.cash)  
[![华为](https://www.paytend.com/hs-fs/hubfs/%E5%8D%8E%E4%B8%BA.png?width=157&height=48&name=%E5%8D%8E%E4%B8%BA.png)](https://appgallery.huawei.com/#/app/C104400053)

![3倍二维码](https://www.paytend.com/hs-fs/hubfs/3%E5%80%8D%E4%BA%8C%E7%BB%B4%E7%A0%81.png?width=134&height=134&name=3%E5%80%8D%E4%BA%8C%E7%BB%B4%E7%A0%81.png)

[![android](https://www.paytend.com/hs-fs/hubfs/android.png?width=148&height=39&name=android.png)](https://www.paytend.com/paytend-app-download)

![配图 2](https://www.paytend.com/hs-fs/hubfs/pop%20up%20png_1121(main).png?width=250&height=406&name=pop%20up%20png_1121(main).png)

[Sign up](https://www.paytend.com/it/personal-account#ex1)

- [Italiano](https://www.paytend.com/it/personal-account)
- [Chinese](https://www.paytend.com/zh/personal-account)
- [Deutsch](https://www.paytend.com/de/personal-account)
- [English](https://www.paytend.com/en/personal-account)
- [Español](https://www.paytend.com/es/personal-account)
- [Français](https://www.paytend.com/fr/personal-account)
- [Lietuvių](https://www.paytend.com/lt/personal-account)
- [Nederlands](https://www.paytend.com/nl/personal-account)

 Italiano

# **Conto personale**

Con un conto personale Paytend, potete utilizzare l'App Paytend sempre e ovunque per inviare, ricevere e gestire i vostri fondi a livello globale.

Limite del conto IBAN:

Limite di transazione singola: € 50000,00  
Transazione al giorno: 20  
Limite di transazione giornaliero: €100000,00  
Limite di transazione mensile: €2000000,00  
Limite di transazione annuale: €10000000,00

Spese per il conto IBAN:

Aggiornamento del conto: €98.00  
spese di gestione mensili: gratuite  
bonifico SEPA lN: €1.00/per  
bonifico SEPA OUT: 0.50% (minimo€5,00)  
Bonifico SWIFT lN: 0,50% (minimo€20.00)  
Bonifico SWIFT OUT: 0,50%(minimo€30,00)  
Ricarica della carta bancaria: gratuita

![conto personale](https://www.paytend.com/hs-fs/hubfs/personal%20account.png?width=1441&height=1907&name=personal%20account.png "conto personale")

![segnaposto_200x200](https://static.hubspot.com/final/img/content/email-template-images/placeholder_200x200.png "segnaposto_200x200")

![](https://www.paytend.com/hubfs/account/%E8%B5%84%E6%BA%90%205@4x.png)

Scaricate l'App Paytend, ottenete un conto europeo con IBAN multivaluta in soli 5 passi.

![segnaposto_200x200](https://static.hubspot.com/final/img/content/email-template-images/placeholder_200x200.png "segnaposto_200x200")

![](https://www.paytend.com/hubfs/account/%E8%B5%84%E6%BA%90%206@4x.png)

![nazioni](https://www.paytend.com/hubfs/nations.png "nazioni")

![Computer e telefono](https://f.hubspotusercontent00.net/hub/7528304/hubfs/raw_assets/public/mV0_hubspot/sprout/images/computer.png?width=727&height=382&name=computer.png "Computer e telefono")

![100+](https://www.paytend.com/hubfs/100+.png "100+")

# **paesi e regioni**

I conti personali Paytend offrono a persone di oltre 100 Paesi e regioni del mondo un servizio di copertura globale per incassi e pagamenti.

![30+](https://www.paytend.com/hubfs/30+.png "30+")

# **VALUTE PRINCIPALI**

Paytend supporta più di 30 valute fiat in tutto il mondo, permettendo ai vostri fondi di essere scambiati senza problemi tra EUR, USD, GBP, CNY e altre valute.

![Computer e telefono](https://f.hubspotusercontent00.net/hub/7528304/hubfs/raw_assets/public/mV0_hubspot/sprout/images/computer.png?width=727&height=382&name=computer.png "Computer e telefono")

![valuta-1](https://www.paytend.com/hs-fs/hubfs/currency-1.png?width=1684&height=1497&name=currency-1.png "valuta-1")

![Computer e telefono](https://f.hubspotusercontent00.net/hub/7528304/hubfs/raw_assets/public/mV0_hubspot/sprout/images/computer.png?width=727&height=382&name=computer.png "Computer e telefono")

![](https://www.paytend.com/hs-fs/hubfs/clock.png?width=550&height=550&name=clock.png)

# Trasferimento in tempo reale

Le rimesse SEPA dell'Eurozona arrivano istantaneamente, quelle SWIFT in meno di 2 ore.

# **Pagamento mobile**

La vostra carta Paytend può essere aggiunta a Google  Pay\*, Apple  Pay\*, Alipay e WeChat Pay, per effettuare pagamenti senza problemi.

![pagare+](https://www.paytend.com/hs-fs/hubfs/account/pay+.png?width=1450&height=838&name=pay+.png "pagare+")

![Computer e telefono](https://f.hubspotusercontent00.net/hub/7528304/hubfs/raw_assets/public/mV0_hubspot/sprout/images/computer.png?width=727&height=382&name=computer.png "Computer e telefono")

\*In arrivo

![Computer e telefono](https://f.hubspotusercontent00.net/hub/7528304/hubfs/raw_assets/public/mV0_hubspot/sprout/images/computer.png?width=727&height=382&name=computer.png "Computer e telefono")

![](https://www.paytend.com/hs-fs/hubfs/globe.png?width=551&height=550&name=globe.png)

# **Riscuotere e pagare con facilità**

L'incasso e il pagamento globale di Paytend, con un'ampia copertura e una velocità elevata, rende l'incasso e il pagamento di fondi globali senza sforzo.

[![logo 159x70](https://www.paytend.com/hs-fs/hubfs/logo%20159x70.png?width=120&height=53&name=logo%20159x70.png "logo 159x70")](https://www.paytend.com/it/home)

##### Personal

- [Personal Account](https://www.paytend.com/it/personal-account)
- [Global Fast](https://www.paytend.com/it/global-fast)

##### Business

- [Business account](https://www.paytend.com/it/business-account)
- [Global Disbursement](https://www.paytend.com/it/global-disbursement)

##### Acquiring

- [E-Commerce](https://www.paytend.com/it/e-commerce-acquiring)
- [In-store](https://www.paytend.com/it/in-store-acquiring)

##### Cards

- [Personal card](https://www.paytend.com/it/personal-card)
- [Business card](https://www.paytend.com/it/business-card)

##### Company

- [About us](https://www.paytend.com/it/about-us)
- [Security](https://www.paytend.com/it/security)

[CONTACT US](https://www.paytend.com/it/contact-us)

[FAQ](https://www.paytend.com/en/knowledge)

[BLOG](https://www.paytend.com/en/blog)

## [COMPLAINT](https://www.paytend.com/it/complaint)

## [COMPLAINT](https://www.paytend.com/it/complaint)

### Download App

[![app store small-1](https://www.paytend.com/hs-fs/hubfs/app%20store%20small-1.png?width=130&height=50&name=app%20store%20small-1.png "app store small-1")](https://apps.apple.com/cn/app/passport-cash/id1470069383)

[![google pay small-1](https://www.paytend.com/hs-fs/hubfs/google%20pay%20small-1.png?width=130&height=50&name=google%20pay%20small-1.png "google pay small-1")](https://play.google.com/store/apps/details?id=com.passport.cash)

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---

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