--- title: Seguridad --- [![logo xiao](https://www.paytend.com/hs-fs/hubfs/logo%20xiao.png?width=150&height=67&name=logo%20xiao.png "logo xiao")](https://www.paytend.com/es/home) - Personal - [Personal Account](https://www.paytend.com/es/personal-account) - [Global Fast](https://www.paytend.com/es/global-fast) - Business - [Business Account](https://www.paytend.com/es/business-account) - [Global Disbursement](https://www.paytend.com/es/global-disbursement) - Acquiring - [E-commerce](https://www.paytend.com/es/e-commerce-acquiring) - [In-store](https://www.paytend.com/es/in-store-acquiring) - [Soft POS](https://www.paytend.com/es/softpos) - Cards - [Personal Card](https://www.paytend.com/es/personal-card) - [Business Card](https://www.paytend.com/es/business-card) - [Cards Management](https://www.paytend.com/es/cards-management) - [Contact Us](https://www.paytend.com/es/contact-us) - **Download App** - [Download Paytend](https://www.paytend.com/es/paytend-download) - [Download Paytend Pay](https://www.paytend.com/es/paytend-pay-download) Download the Paytend app By entering your phone number and email, you'll allow us to send you a link to download the Paytend app ![配图](https://www.paytend.com/hs-fs/hubfs/%E9%85%8D%E5%9B%BE%20(main).png?width=334&height=335&name=%E9%85%8D%E5%9B%BE%20(main).png) Download the Paytend app and create an IBAN account It takes you just 5 minutes to create an account [![app store small-1](https://www.paytend.com/hs-fs/hubfs/app%20store%20small-1.png?width=157&height=60&name=app%20store%20small-1.png)](https://apps.apple.com/cn/app/passport-cash/id1470069383) [![google pay small-1](https://www.paytend.com/hs-fs/hubfs/google%20pay%20small-1.png?width=157&height=60&name=google%20pay%20small-1.png)](https://play.google.com/store/apps/details?id=com.passport.cash) [![华为](https://www.paytend.com/hs-fs/hubfs/%E5%8D%8E%E4%B8%BA.png?width=157&height=48&name=%E5%8D%8E%E4%B8%BA.png)](https://appgallery.huawei.com/#/app/C104400053) ![3倍二维码](https://www.paytend.com/hs-fs/hubfs/3%E5%80%8D%E4%BA%8C%E7%BB%B4%E7%A0%81.png?width=134&height=134&name=3%E5%80%8D%E4%BA%8C%E7%BB%B4%E7%A0%81.png) [![android](https://www.paytend.com/hs-fs/hubfs/android.png?width=148&height=39&name=android.png)](https://www.paytend.com/paytend-app-download) ![配图 2](https://www.paytend.com/hs-fs/hubfs/pop%20up%20png_1121(main).png?width=250&height=406&name=pop%20up%20png_1121(main).png) [Sign up](https://www.paytend.com/es/security#ex1) - [Español](https://www.paytend.com/es/security) - [Chinese](https://www.paytend.com/zh/security) - [Deutsch](https://www.paytend.com/de/security) - [English](https://www.paytend.com/en/security) - [Français](https://www.paytend.com/fr/security) - [Italiano](https://www.paytend.com/it/security) - [Lietuvių](https://www.paytend.com/lt/security) - [Nederlands](https://www.paytend.com/nl/security) Español ![](https://www.paytend.com/hubfs/Merchant%20card/%E7%9B%BE%E7%89%8C.png) # **Normativa mundial y cumplimiento** Cumpla la normativa mundial, las reglas de las asociaciones de tarjetas bancarias y las normas de seguridad más exigentes del sector. ![](https://www.paytend.com/hs-fs/hubfs/security-two1.png?width=353&name=security-two1.png) Certificación PCI DSS de nivel 1 ![](https://www.paytend.com/hs-fs/hubfs/security-two2.png?width=353&name=security-two2.png) Cumplimiento de la autenticación fuerte de clientes (SCA) de la PSD2 ![](https://www.paytend.com/hs-fs/hubfs/security-two3.png?width=353&name=security-two3.png) Licencia europea de dinero electrónico (IME) # **Gestión del fraude** Reduzca la intrusión de usuarios fraudulentos mediante la tecnología de aprendizaje automático de prevención del fraude de Paytend Entrenada con cientos de miles de millones de puntos de datos Modelo avanzado Seguimiento de cuentas fraudulentas y prohibición en tiempo real ![](https://www.paytend.com/hs-fs/hubfs/security-three-img.png?width=410&height=410&name=security-three-img.png) ![](https://www.paytend.com/hs-fs/hubfs/securit0y-four-img.png?width=595&height=512&name=securit0y-four-img.png) # **Cifrado AES** Protege todos los datos con cifrado AES-256 y claves de descifrado almacenadas por separado. [![logo 159x70](https://www.paytend.com/hs-fs/hubfs/logo%20159x70.png?width=120&height=53&name=logo%20159x70.png "logo 159x70")](https://www.paytend.com/es/home) ##### Personal - [Personal Account](https://www.paytend.com/es/personal-account) - [Global Fast](https://www.paytend.com/es/global-fast) ##### Business - [Business account](https://www.paytend.com/es/business-account) - [Global Disbursement](https://www.paytend.com/es/global-disbursement) ##### Acquiring - [E-Commerce](https://www.paytend.com/es/e-commerce-acquiring) - [In-store](https://www.paytend.com/es/in-store-acquiring) ##### Cards - [Personal card](https://www.paytend.com/es/personal-card) - [Business card](https://www.paytend.com/es/business-card) ##### Company - [About us](https://www.paytend.com/es/about-us) - [Security](https://www.paytend.com/es/security) [CONTACT US](https://www.paytend.com/es/contact-us) [FAQ](https://www.paytend.com/en/knowledge) [BLOG](https://www.paytend.com/en/blog) ## [COMPLAINT](https://www.paytend.com/es/complaint) ## [Client Fund Withdrawal Notice](https://www.paytend.com/en/clientfundwithdrawal) ### Download App [![app store small-1](https://www.paytend.com/hs-fs/hubfs/app%20store%20small-1.png?width=130&height=50&name=app%20store%20small-1.png "app store small-1")](https://apps.apple.com/cn/app/passport-cash/id1470069383) [![google pay small-1](https://www.paytend.com/hs-fs/hubfs/google%20pay%20small-1.png?width=130&height=50&name=google%20pay%20small-1.png "google pay small-1")](https://play.google.com/store/apps/details?id=com.passport.cash) [Follow us on Facebook](https://www.facebook.com/Paytend.Europe) [Follow us on LinkedIn](https://www.linkedin.com/company/paytend/) [Follow us on Twitter](https://twitter.com/Paytend_global) [Follow us on Instagram](https://www.instagram.com/paytend_official/)     --- Paytend is an E-money Institution of Lithuania with an EMI license (No. LB000480). ©2025 Paytend Europe UAB. 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